Frequently Asked Questions

  • Skepticism of financial professionals is completely understandable. As someone raised with a strong distrust of any sales-oriented profession and 10 years of engineering experience, I get it. While I cannot necessarily eliminate all your fears, I will share that the greatest lesson I learned from my undergrad economics courses was the extent to which incentives shape outcomes over the long-term. To this end, I have striven to reduce conflicts of interest as much as possible in my practice by forgoing any commissions, kickbacks, and hidden fees.
  • I strive to operate a practice embodying radical transparency. If anything here seems unclear to you, shoot me a message, and I’ll take into account your feedback and add additional clarification on the site.
  • Just look at me! I am clearly not the attractive and suave fast-talking salesperson you fear. 🙂
  • We come from a tech background and equity compensation is one of our specialties, but you do not need to be in tech to work with us.
  • We also work with some members of Gen X but we do not generally work with retirees or pre-retirees except for narrower-scope consultations as that is not our area of expertise.
  • Yes, I am a fiduciary financial planner who is legally and ethically obligated to act in your best interest and put your interests ahead of my own. I have signed a Fiduciary Oath with XY Planning Network and I hold myself to the fiduciary standard by holding myself out as a Candidate for CFPⓇ Certification. I am thus required to disclose and manage any conflicts of interest and provide transparent information about my services.
  • As a fee-only firm, we are compensated exclusively by fees paid by those whom we serve for services provided.
  • We do not receive commissions, referral fees, or other third-party compensation. We aim to provide objective and unbiased advice that is solely in your best interest.
  • As a flat-fee firm, we charge a fixed dollar-amount fee rather than charging a fee based on a percentage of assets managed, or receiving commissions on products sold.

  • We aim to provide the most transparent pricing possible. While there is no “perfect model”, we’ve done our best to come up with a reasonable model for all parties.
  • A fee-based firm charges directly for financial planning but can also receive additional compensation through commissions on financial products such as insurance and mutual funds.
  • We do not receive any commissions outside of what is directly paid to us by you, so we are fee-only and not fee-based.
  • I have passed the Certified Financial Planner coursework and exam, have submitted the Ethics Declaration, and am currently working on tackling the experience requirement for the designation.
  • At present, we do not have a physical office space and only meet virtually.
  • We are based out of the Las Vegas, NV area.
  • I travel frequently to the SF Bay Area, San Fernando Valley, and the West Coast more broadly.
  • Invest according to your time horizon.
  • Generally, the boring thing is the right thing.
  • If you want to do some exotic stuff, we can account for that in the plan.
  • We may offer investment management services and direct indexing in the future. Contact Us if you are interested.
  • Tax planning is a crucial aspect of financial planning, as virtually every financial decision has tax consequences.
  • We do not currently offer tax preparation services but will work together with your tax preparer to ensure that your taxes are filed correctly in accordance with your plan.
  • We are considering adding tax preparation as a service for clients. Contact Us if you’d like to see this service added.
  • Debt is a tool that can benefit or harm. That said, I do lean more debt averse in my own financial life and am likely not the planner for you if you plan to take on a high degree of leverage in yours.
  • We take your data and privacy seriously.
  • Please read our Privacy Policy and Contact Us if you have further questions about specific technology solutions.

ARE YOU READY TO GET STARTED?

Frequently Asked Questions

  • Skepticism of financial professionals is completely understandable. As someone raised with a strong distrust of any sales-oriented profession and 10 years of engineering experience, I get it. While I cannot necessarily eliminate all your fears, I will share that the greatest lesson I learned from my undergrad economics courses was the extent to which incentives shape outcomes over the long-term. To this end, I have striven to reduce conflicts of interest as much as possible in my practice by forgoing any commissions, kickbacks, and hidden fees.
  • I strive to operate a practice embodying radical transparency. If anything here seems unclear to you, shoot me a message, and I’ll take into account your feedback and add additional clarification on the site.
  • Just look at me! I am clearly not the attractive and suave fast-talking salesperson you fear. 🙂
  • We come from a tech background and equity compensation is one of our specialties, but you do not need to be in tech to work with us.
  • We also work with some members of Gen X but we do not generally work with retirees or pre-retirees except for narrower-scope consultations as that is not our area of expertise.
  • Yes, I am a fiduciary financial planner who is legally and ethically obligated to act in your best interest and put your interests ahead of my own. I have signed a Fiduciary Oath with XY Planning Network and I hold myself to the fiduciary standard by holding myself out as a Candidate for CFPⓇ Certification. I am thus required to disclose and manage any conflicts of interest and provide transparent information about my services.
  • As a fee-only firm, we are compensated exclusively by fees paid by those whom we serve for services provided.
  • We do not receive commissions, referral fees, or other third-party compensation. We aim to provide objective and unbiased advice that is solely in your best interest.
  • As a flat-fee firm, we charge a fixed dollar-amount fee rather than charging a fee based on a percentage of assets managed, or receiving commissions on products sold.

  • We aim to provide the most transparent pricing possible. While there is no “perfect model”, we’ve done our best to come up with a reasonable model for all parties.
  • A fee-based firm charges directly for financial planning but can also receive additional compensation through commissions on financial products such as insurance and mutual funds.
  • We do not receive any commissions outside of what is directly paid to us by you, so we are fee-only and not fee-based.
  • I have passed the Certified Financial Planner coursework and exam, have submitted the Ethics Declaration, and am currently working on tackling the experience requirement for the designation.
  • At present, we do not have a physical office space and only meet virtually.
  • We are based out of the Las Vegas, NV area.
  • I travel frequently to the SF Bay Area, San Fernando Valley, and the West Coast more broadly.
  • Invest according to your time horizon.
  • Generally, the boring thing is the right thing.
  • If you want to do some exotic stuff, we can account for that in the plan.
  • We may offer investment management services and direct indexing in the future. Contact Us if you are interested.
  • Tax planning is a crucial aspect of financial planning, as virtually every financial decision has tax consequences.
  • We do not currently offer tax preparation services but will work together with your tax preparer to ensure that your taxes are filed correctly in accordance with your plan.
  • We are considering adding tax preparation as a service for clients. Contact Us if you’d like to see this service added.
  • Debt is a tool that can benefit or harm. That said, I do lean more debt averse in my own financial life and am likely not the planner for you if you plan to take on a high degree of leverage in yours.
  • We take your data and privacy seriously.
  • Please read our Privacy Policy and Contact Us if you have further questions about specific technology solutions.

ARE YOU READY TO GET STARTED?