Helping Tech Employees Make Work Optional
through Tax-Smart Equity and Retirement Planning
Schedule A ConversationWe specialize in helping tech professionals in the San Francisco Bay Area
and beyond tax-efficiently navigate equity compensation and financial independence.
Career Breaks | Sabbaticals | Financial Independence
Helping Tech Employees
Make Work Optional
through Tax-Smart
Equity and Retirement Planning
Schedule A ConversationWe specialize in helping tech professionals
in the San Francisco Bay Area
and beyond tax-efficiently navigate
equity compensation and financial independence.
Career Breaks | Sabbaticals
Financial Independence
Is your employer launching a tender offer or going public and you want to optimize your equity?
Do you want to retire early, take a sabbatical, or shift to more personally meaningful but lower paying job?
Are you going through life transitions like starting a new job, buying a new home, getting married, or raising a family?
Are you holding ISOs, NSOs, RSUs but you aren't sure what you should do?
Do you have a lot of ISOs but are worried about incurring or managing AMT?
Have you gotten hit with an unexpected tax bill and don't want to get burned on taxes again?
Have you done well with your investing but don't feel you have a solid plan?
Are you considering making moves like Roth conversions but not sure if you should and how much?
Have you heard about Backdoor and Mega Backdoor Roths but you aren't sure if they're for you or how you would do them?
Are you getting close to a Financial Independence number but aren't sure if you're ready to make the move?
Check out the IPO Guide on our Blog…
Anticipating an IPO, Direct Listing, or an Acquisition? Start here! 👇
Meet Andy Moran
I grew up in the San Francisco Bay Area and spent a decade in tech as a software engineer, helping scale a startup fresh off Series A to nearly $100M in annual recurring revenue. But in 2020, I took a career break—one that ultimately set me on the path to pursuing CFP® certification.
Since passing the CFP® exam and launching Ad Astra Financial Planning in 2023, I’ve been helping clients navigate the complexities of their equity compensation and build a financial future that supports their ambitions.
I loved creating software used by tens or hundreds of millions of people, but the real impact often felt nebulous. What drives me now is working directly with my clients—building deep, ongoing relationships and helping them find clarity, confidence, and freedom through financial planning that aligns with their values and goals.
My work isn’t just about numbers; it’s about understanding your lives, adapting strategies as your needs evolve, and ensuring you feel supported every step of the way. Being part of my clients’ journeys in such a meaningful way has been incredibly rewarding—for both them and me.
Learn more in these interviews!
Our Commitment to You
Learn More About Our ServicesNo Suits
No Ties
No Hidden Fees or Upsells
Transparency
Every recommendation is based on YOUR interests, not ours.
We meet you where you are to get you where you want to go.
We provide a safe space and seek to be like a combination of a trusted friend,
personal tutor, and guide through a changing landscape.
Our Commitment to You
Learn MoreAbout Our Services
No Suits
No Ties
No Hidden Fees or Upsells
Transparency
Every recommendation is based
on YOUR interests, not ours.
We meet you where you are
to get you where you want to go.
We provide a safe space and seek
to be like a combination of a
trusted friend, personal tutor, and
guide through a changing landscape.
